Tracking the RBA’s next move

Australian Property Home Loans Director and mortgage and finance broker Adele Andrews was recently featured in Australian Broker, sharing her perspective on the RBA’s next interest rate decision and what another rate rise could mean for borrowers and buyers.

Adele said she “would not be surprised if they raise rates in August”, pointing to increasing trimmed mean inflation as a key factor in the RBA’s decision-making.

She also highlighted the potential impact on borrowing capacity and purchasing strategies, particularly for first-home buyers who are already active in the market.

“The needle is constantly moving for these guys, and it’s crucial that they stay on top of their purchasing budgets.”

Adele noted that she had seen “much more activity” in the market over the two weeks following the Budget period, but warned that another rate rise could affect confidence.

Her advice to borrowers and prospective buyers is clear: “mortgage holders need to prepare for another hike, and purchasers need to factor in how that would impact them.”

Read the full article here from Australian Broker published on 14 July 2026.

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